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Posts Tagged ‘Small Group’

2021 Texas Producer Performance Guide

April 28th, 2021 in Agent Broker Broadcast

UnitedHealthcare has released the Texas Producer Performance Guide for 2021.  Inside the guide, you will find updated medical base commissions for fully insured groups with up to 50 eligible employees will be effective 7/1/21.  Click the icon below and see page 7 for additional details regarding the change in commissions.

  2021 Texas Producer Performance Guide

For questions or additional details, please reach out to your TIE Sales Representative at 972.991.6500.

UnitedHealthcare 1 – 50 Fully Insured Portfolio Updates

March 8th, 2021 in Agent Broker Broadcast

2021 Adjusted Community Rated Plans

  • 4 New Product Grids Across Texas – Simple to Multi-Choice
    • Charter Package (Dallas-Fort Worth, Houston, El Paso, Lubbock)
    • Core/Core Essential Package (TX Panhandle – Amarillo)
    • Nexus Package (CTX – Austin & San Antonio)
    • Core Package (available in remaining areas across TX)
  • Essential Prescription Drug List (PDL) is across all plans and packages

Plan Overview

  • Performance Plans – Top Selling Plans that provide up to 15% savings!
  • New Assured Plans – Premium Designation used in a new way to lower costs PPO/EPO network
  • Primary Advantage Plans – New $70 Specialist copay
  • High Deductible Health Plans (HSA) – All include motion!
  • Pair up our multiple network options (ChoicePlus, Choice, Navigate, Charter, Core, and Core Essential)

Grids

To eliminate delay in processing, please make sure to send all RFP requests directly to our rating department at rfp@insxch.com

UHC 2-50 Fully Insured Portfolio for January 1, 2021 – Available Now!

October 6th, 2020 in Agent Broker Broadcast

UnitedHealthcare’s 2-50 Fully Insured Portfolio for January 1, 2021 is now available to quote.

4 Packages Available Across Texas

Most Popular Plans & Networks Still Offered

  • PROFormance Plans – $10 or $15 PCP copays
  • Primary Advantage – $0 PCP copay for kids & adults (unlimited)
  • Assured Plans – Lower cost option utilizing Premium Designation program for tiered benefits
  • Charter/Navigate – HMO network options that have become a popular base plan option

Included benefits for Fully Insured plans at no additional COST:

  • Unlimited Virtual Visits at $0 for copay plans (Teladoc, AmWell, Doc on Demand)
  • $0 Kids PCP copay (available on all copay plans except Assured)
  • 3 Face to Face EAP Visits
  • Motion included on all High Deductible Health Plans (HSA) – Employees and Spouses can earn up to $1095 annually
  • Real Appeal – 52-week weight loss program with personalized 1‑on‑1 coaching & a Success Kit
  • Quit for Life – Tobacco Cessation program with digital and telephonic tools & resources

2021 PDL – Essential 4-Tier

2019 Broker Survival Guide

August 9th, 2019 in Agent Broker Broadcast

The 2019 4th Quarter Survival Guide for UnitedHealthcare and All Savers is here!  Product portfolios, value added benefit information, and much more are included in the pdf attached below.  If you have any questions, please contact your TIE Sales rep at 972.991.6500.

2019 Broker Survival Guide

All Savers 15-Month Rate Guarantee

July 15th, 2019 in Agent AllSavers Broker Broadcast

  • Available for 10/1, 11/1, 12/1, 1/1, 2/1, 3/1 and 4/1 effective dates!!
  • Same rates for either 12 months or 15 months
  • 15 Month rate guarantee is a 3 month contract followed by a 12 month contract
    • Example:  12/1s become 3/1’s
  • 15 Month Rate Guarantee Confirmation Form to be signed by the Broker and Employer

*Note:  Group forfeits surplus for the first 3 months

Reconciliation for the 15 months will follow the normal process from 2nd 12-month policy. Reconciliation rules still follow; the group has to be effective 3 months beyond the renewal date in order to be eligible for a potential surplus.  *See Chart above

Questions?  Please Contact:
Joe Sherman – 972.404.2621
Kevin Balkin – 972.404.2620
Amanda Wooldridge – 972.404.2619
Paula Johnson – 972.404.2623
Stacey Priddy – 972.404.2611

All Savers Portfolio Update 8/19

July 15th, 2019 in Agent Broker Broadcast

This All Savers portfolio update is effective 8/1/19:

  • PROFORMANCE Plans being added to All Savers
  • Most plans – $0 copay on kids 19 and under (similar to the UHC fully insured plans)
  • 15 month rate guarantee is available for groups with effective dates of 10/1/19 through 4/1/20 (no rate increase for choosing the 15 month option) **click here for details**
  • Navigate & Charter plans are now part of the All Savers portfolio (prior to this there were only PPO / EPO options) – make sure to ask your sales rep for specific details

You also have the option of having the Lab & X-rays being covered under the OV – Plans ending in e

OR

Lab & X-rays being subject to the deductible and coinsurance – Plans ending in LX (roughly a 5 – 7% savings)

We have attached the new plan grid as well as the popular “Why All Savers” brochure below .  Please remember we can enroll All Savers groups with a minimum of 5 EEs enrolling.

Association Health Plans (AHPs) Plans Are Here!!

October 19th, 2018 in Agent Broker Broadcast

Hopefully you were able to attend the UHC rollout of the AHP plans yesterday in Irving.  If you were not able to attend, there is some very exciting news about AHPs being rolled out by UHC.  Quoting for these plans should start very soon.  Great News! You don’t have to worry about doing any extra work to get an AHP quote for your groups.  As always, we at the Insurance Exchange are looking out for our agents’ best interests and ways to improve our service to you.  We have already looked at all quote requests for 12/1 and 1/1 effective dates and pulled the groups that could benefit from the AHPs to send up for quoting once the process begins.

All new quote requests for groups between 5 and 50 employees with an ATNE (Average Total Number of Employees) under 50 will also be sent an AHP quote.  Please be aware that the turnaround time on these quotes will be a little longer than our normal time for UHC fully insured and All Savers proposals.  Due to the slower turn around, you will receive your UHC and All Savers quotes first and then the AHP quote will follow a few days later.

AHP will not be a fit for every group due to the factors that go into rating these groups, but UHC believes it will be a good fit for about 50% of the groups in small business.  Just because AHP doesn’t work for one group doesn’t mean that it won’t work for the next.  If you have any questions, please contact your TIE Sales Rep.